What Are The Rules For Medigap Eligibility?
To be eligible for Medigap, you must be a U.S. citizen or a permanent legal resident for five years. You will also need to be signed up for Part A and Part B. In the majority of states, you must be 65 years of age or older.
Some insurance carriers allow for one Medicare Supplement to people who are signed up for Medicare and under the age of 65. However, Medigap eligibility is mostly extended to people who are 65 years old and have both Part A and Part B.
Aging In For Medigap Eligibility
When people turn 65, they will have to automatically enroll in Medicare Part A. There are some instances where beneficiaries are also enrolled in Part B automatically. Once you have signed up for the Original Medicare, choose a Medicare Supplement Policy during the Medicare Supplement Open Enrollment Period.
In the open enrollment period, you don’t have to partake in medical underwriting, and it happens just once for six months. The best time to take advantage of Medigap eligibility is when you turn 65 and are eligible for Medicare.