Does Your Small Business Meet The Requirements For Health Insurance Coverage


In 2018, it was passed that business with at least 50 employees had to offer their full-time equivalent staff and their dependents minimum major health care services. On top of that, they had to pay a minimum of 60% of the premium.

The ACA states what businesses must provide health insurance to their employees. In the majority of states, any business with 50 or fewer full-time employees is not legally required to provide health insurance coverage. Those who do must ensure the following requirements for health insurance are met.

  • Health coverage must be available to every full-time employee (those who work 30 hours or more).
  • Small businesses do not have to provide part-time employees with health insurance (those who work fewer than 30 hours a week).
  • If one part-time employee is offered health insurance, all part-time employees must be offered the same.



A business with at least 50 full-time employees is regarded as an applicable large employee. It must legally offer health insurance to its workers based on the stipulations noted in the ACA.