A Medicare Supplement plan (Medigap) is designed to fill the gaps that the Original Medicare Part A and B leave behind and result in you paying deductibles, co-insurance and copayments. Medigap works in conjunction with the Original Medicare plan, so close those gaps, covering costs that your original plan doesn’t, such as emergency healthcare and excess charges.
Timing is everything with Medicare Supplement health coverage. It can affect what options you have and the ease at which to get the coverage.
The timing will also affect the coverage payment and if you can be denied coverage due to preexisting conditions. How does Medicare Supplement enrollment work? When should you enroll in your Medigap plan?